Kiplinger's Personal Finance magazine and the National Association of Personal Financial Advisers are sponsoring a program for people seeking retirement planning advice for FREE.

Jump-Start Your Retirement Plan Day will be held on January 25 from 6 a.m. to 3 p.m. Financial planners will provide advice by phone. The toll-free number will be activated on that day.

Call 888-919-2345 or visit www.kiplinger.com to participate in an online discussion with an adviser (that day only).

Hope this is helpful to someone!