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When Life Hands you Lemons, Make Lemonade!

March 16th, 2008 at 04:31 pm

Went to dear FILs home yesterday. DH took care of some things around the house, and I looked at his bills and balanced his checkbook. FIL is in early stages of Alzheimer's (or other dementia) and still lives alone. He is doing OK but I do believe he is declining on the financial front. He can't focus enough to correctly balance his checkbook even with a calculator. He also has a tendency to send money to every written solicitation he gets! I quickly through a lot of junk mail away. He mistakenly paid out what he thought was his medical insurance premium -- but in reality, was a charitable contribution! My SIL had to fight with the insurance company to get him reinstated. The CPA (also a CFP) he has used for the last 12 years is something else! Frown
DH and SIL have stated that she is secretive and refuse to let them see some of FIL forms (FIL is sitting in the chair next to them at the time). I went with FIL to see CPA to bring some paperwork. Seems that she got FIL to sign some papers to obtain permission to deal with brokerage firms, and sell securities. FIL did not understand what he was signing. Once we explained to FIL what he signed, he decided that he did not want CPA do perform those services. So he called her on the phone and relayed that info to her. She said that she would shred those forms. When I went with him to turn in other paperwork, I asked if FIL could have the form back, She started screaming at me and said no! She said that she would shred in front of me if I wished! I said yes -- but I did not get a clear look at the form (she said that it was a letter of instruction). This CPA intimidates my FIL (he is meeker due to the dementia which she has no knowledge of). I tried to look up her name in the Calif. Dept. of COnsumer Affairs for her license status, and apparently she is not listed. Does anyone know if that is mandatory for Calif.? She is a CPA and a CFP (and is listed on CFPs website). I have NEVER seen anyone act this way. FIL's family has not yet gotten any power of attorney for financial matters (I am trying to pursuade them to put paperwork in place now so there is a smooth transition) and FIL seems very mesmerized by this woman!

Anyway -- back to the lemons -- we got lots of lemons from FIL's little tree. DD and I made lemonade and lemon curd. Does anyone know if you can freeze lemon curd? I also plan to make lemon bread (like banana bread) and freeze the rest of the juice in ice cube trays for the future. We also had a nice BBQ lunch of steak, broccoli slaw, salad, baked potato, and garlic bread (made from hamburger buns that were getting a bit stale). Lots of leftovers for lunches for all the next day! Sure beats going out to eat and spending too much $$.

1 Responses to “When Life Hands you Lemons, Make Lemonade!”

  1. baselle Says:

    I have no idea if its the case in CA, but it is the case in WA. WA registration board is with the Department of Financial Institutions ... perhaps there is a CA version? Also if the CFP is selling securities s/he is supposed to be registered with the Securities and Exchange Commission.

    Re: lemons. Ever made lemon scented olive oil? Immerse spirals of lemon peel in olive oil. Delicious!

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