Since DD is gone in the mountains for the week (they made it up the mountain safely), I now have tons of time to myself (yeah, right). One of my failings in the financial department is letting the small amounts of "found money" slip by due to procrastination and laziness. I forget to send in the rebate form. I forget to shop around for a better CD rate (should be painless due to the internet). Sometimes I even forget to spend my CVS ECBs (darn!). I do coupon and save a minimum of 50% (used to be 70%+) but that is not good enough. I think I need to refocus my priorities and determine a set goal. If I establish something to work towards, I think I will have more motivation to follow through. But what should my goal be? We have no debt except for a tractor loan (that is DH's responsibility). Buying a tractor in southern California is a long story...
At this point, I plan to set aside the extra "found money" into my Wamu checking out. At $100 intervals, I plan to ship it off to ING Direct. I think I can set up a separate type of subaccount with a different name. Now I still have to plan what I am saving the fun money for, but at least I have a game plan on the saving logistics.