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Sad News

July 13th, 2013 at 10:05 pm

My entries keep getting deleted, but here goes........

I am sad to say that my Dad passed away last week after a short battle with cancer. He was 86, and he will be missed.

One smart thing my parents did was prepare financially for this type of event. The plots (4!) were purchased back in the 1960's -- but I do not know who the other 2 plots are for --- two of brothers are single so by default those are theirs! They also prepaid a mortuary/funeral/cemetery plan (or forethought plan as referenced by the mortuary) about 5 years ago to make their own choices. My mother opted not to go to the mortuary - so one of my brothers and I went to confirm all arrangements. Not all costs were covered (believe it or not -- there are non-guaranteed costs) -- church donation, death certificate, funeral escorts (motor type "cops"), etc. Since the price of those items went up, the difference is owed. Also, flowers were not listed. Total extra cost is about $1800 which does include a 10 passenger limo for the family. Three of us will chip in so Mom does not have to worry.

It also turns out that Mom's income stream will drop by at least 50%. Dad had a pension with no continuance, so that is gone. Mom will go to the Social Security office to collect on his behalf since that is about 3x the amount she is currently receiving. I do not think she can do so until she has a copy of the death certificate. She is entitled to a death benefit of $2500 from the pension. I do not know if Social Security has a death benefit or not. I will call them on Monday. Dad also had some small life insurance listing me as the beneficiary. But I will give her the monies. Luckily, their home is long paid for and there are no big bills. She is considering selling the farm and moving back to where we grew up. 4 out of 5 of us live within 30 minutes from there, and Dad's grave is there. I do not blame her at all for wanting to make a fresh start. I only want her to wait at least a month before making any large decisions.

Anyway, finances sure creep into every facet of life and death.........

20 Responses to “Sad News”

  1. Kiki Says:

    I am so sorry for the loss your family has experienced.

  2. LuckyRobin Says:

    So sorry for the loss of your father.

  3. creditcardfree Says:

    I'm so sorry for your loss.

  4. NJDebbie Says:

    May your Dad rest in peace. Please take care of yourself and your Mom. She will need all the emotional support you can give her. You are a great daughter.

  5. Thrifty Ray Says:

    I'm sorry about your loss. There was a 250 death bend from social security that my mom received when my dad died.

  6. MonkeyMama Says:

    I am sorry for your loss.

  7. scfr Says:

    Sorry for your loss. It must be a big relief for you and your mom that your parents prepared financially for this eventuality.

  8. twest Says:

    So sorry for your loss!

  9. Shiela Says:

    So sorry to hear about your loss. Take care.

  10. baselle Says:

    My condolences. It sounds like your father prepared carefully, and that is a blessing. Your mom should definitely NOT make any radical decisions for a month or two or three even. Take care.

  11. IndianGal Says:

    I'm sad to hear about your dad. My thoughts are with you. It sounds like through his forethought, your father has made things financially easier for your mom and for you. Take care.

  12. PNW Mom Says:

    I'm so sorry for your loss. My condolences to you and your family.

  13. mamasita Says:

    I am sorry for your loss, and I'm sure your mother is thankful that her kids are helping her through this difficult time.

  14. rob62521 Says:

    I am sorry for your loss. Thinking of you and your family. Social Security pays a whopping $250 death settlement I think, or something like that, but only to the surviving spouse. When my mom died, we were not eligible to receive it being the child. Glad your parents planned ahead financially on the plots...that does make it easier when the time comes. DH and I bought out plot and our tombstone so the survivor does not have to deal with it.

  15. North Texas Mommy Says:

    Sorry for your loss.

  16. CB in the City Says:

    I am so sorry for your loss.

  17. snafu Says:

    So sorry for your loss. I hope all the wonderful memories the family carries of your patriarch helps ease the sorrow of your dad's passing.

  18. PatientSaver Says:

    I am so sorry to hear the news.

  19. SavingBucks Says:

    Thank you all so much for the kind thoughts and prayers. The funeral Mass was very meaningful especially to my Mom. Here's what was so poignant: Fr. X, an elderly retired priest who used to be at the parish when my parents lived there, came and participated in some of the Mass. He walked slow but steady with a cane. He is my father's age -- and brought tears to my eyes.

  20. rachel021406 Says:

    So sorry for your loss. The death of a parent is very hard. It makes it less stressful since they did some financial planning. But it doens't make it easier.

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